Most Common Claim

Car accident lawyer in Michigan

After a crash, the right steps and the right attorney protect both your health and your claim. We connect injured Michigan drivers with experienced car accident lawyers, fast and at no cost to you.

A car accident can upend your life in seconds. Between medical appointments, a damaged vehicle, time away from work, and insurance adjusters who call within hours, it is hard to know what to do first. In Michigan the stakes are even higher, because the state's no-fault system has its own rules and deadlines that can quietly cost you benefits if you handle them wrong.

You do not have to figure it out alone. We connect injured drivers across Michigan with experienced car accident attorneys who know the no-fault system, deal with insurers every day, and work to recover everything you are owed. Getting matched is free, confidential, and carries no obligation.

What to do after a car accident

The hours and days after a crash shape your claim more than almost anything else. If you are able, these steps help protect your health and your rights:

Get medical attention promptly, even if you feel fine, and keep every record. Some serious injuries do not show symptoms right away.
Call the police and make sure a crash report is created. Get the report number before you leave.
Photograph the scene, the vehicles, road conditions, and any visible injuries while details are fresh.
Notify your own insurer to open your no-fault claim, but stick to the basic facts.
Do not give a recorded statement to the other driver's insurer before you talk to a lawyer.

Your no-fault benefits come first

In Michigan, your own auto insurance pays your accident-related medical bills and a share of your lost wages through Personal Injury Protection, regardless of who caused the crash. These PIP benefits are the foundation of most car accident claims, and they are easy to underuse or lose to a missed deadline. Our dedicated Michigan no-fault page explains exactly what PIP covers, how the 2019 coverage levels work, and the one-year deadline to file. You can also review the official rules through Michigan DIFS.

Dealing with the insurance adjuster

Insurance adjusters are trained to settle claims quickly and cheaply. A friendly early call often comes with a recorded statement request or a fast settlement offer that looks helpful but undervalues your injuries, especially before you know whether they are permanent. You are not required to give a recorded statement to the at-fault driver's insurer, and you do not have to accept the first number. An attorney can handle these conversations, document the full extent of your losses, and negotiate from a position of strength.

When you can sue the at-fault driver

No-fault limits when you can sue, but it does not eliminate it. If your injuries meet Michigan's serious injury threshold, you may bring a separate claim against the at-fault driver for pain and suffering and other damages beyond PIP. Michigan also follows a modified comparative fault rule, so your recovery can be reduced by your share of fault, and being more than half at fault can bar non-economic damages. If the other driver was uninsured, your own uninsured or underinsured motorist coverage may step in. An attorney sorts out which claims apply to your crash.

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Time limits matter

You generally have one year to file for no-fault benefits and three years to sue an at-fault driver. Connecting early helps preserve evidence and keeps your options open.

How matching works

Getting connected takes about a minute. Tell us what happened, get matched with an experienced Michigan car accident attorney who handles cases like yours, and get a free case review. There is no cost and no obligation to move forward.

No fee unless you win

The attorneys we connect you with typically work on contingency, so there is no upfront cost and no attorney fee unless they recover money for you. Learn how that works on our No Fee Unless You Win page.

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Car Accident FAQ

Michigan car accident questions, answered

Is Michigan a no-fault state for car accidents?

Yes. After most crashes, your own auto insurer pays your medical bills and part of your lost wages through Personal Injury Protection, regardless of who was at fault. You may also have a separate claim against the at-fault driver if your injuries are serious enough.

What benefits am I entitled to after a crash?

No-fault PIP benefits can cover reasonable and necessary medical care, up to 85 percent of lost wages for generally up to three years, replacement services, attendant care, and mileage to appointments. If your injuries are serious, you may also recover pain and suffering from the at-fault driver.

How long do I have to file?

You generally have one year from the accident to apply for no-fault benefits, and three years to sue an at-fault driver for injury damages. Missing either deadline can permanently bar that part of your claim, so it is best to connect with an attorney early.

What if the other driver was uninsured?

Your own no-fault PIP benefits still apply regardless of the other driver's insurance. For pain and suffering and other damages, your uninsured or underinsured motorist coverage may provide a source of recovery.

Should I talk to the insurance adjuster?

Be careful. You should report the crash to your own insurer, but you are not required to give a recorded statement to the at-fault driver's insurer, and you do not have to accept an early settlement. It is wise to talk to a lawyer before giving any statement.

How is fault handled in Michigan?

Michigan uses a modified comparative fault rule. Your recovery can be reduced by your percentage of fault, and if you are found more than 50 percent at fault you cannot recover non-economic damages like pain and suffering.

Do I need a lawyer for a minor accident?

Not every fender bender needs a lawyer, but injuries are not always obvious at first, and insurers move quickly. A free case review costs nothing and helps you understand whether your situation is bigger than it looks.

How much does a car accident lawyer cost?

The attorneys we connect you with typically work on contingency, which means no upfront cost and no fee unless they recover money for you.

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